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Please carefully read our terms of service before using this service.

This is xFUND

The xFUND, website and/or software application (collectively, the “Service”) enables you to invest in XpinoMoney.

The Service is operated by Xpino Systems Solutions, subject to the following  Terms of Service:

  1. This is a contract.

These documents constitute a contract between you and xFUND. Please do not use this service if you do not accept these Terms. By registering on xFUND, you accept these Terms. Our service is for persons 18 years and above.

  • You will be required to register an account on xFUND with valid information.

To use the Service, you must:

  • use your full name as recognised by your bank;
  • provide a valid mobile phone number;
  • agree to the creation of an account associated with your name and number;
  • Accept our Terms of Service; and (d) submit such other and additional information as Xpino System Solutions may request. You agree to provide true, accurate and complete information about yourself as prompted by xFUND during the account registration process. You are responsible for keeping your passwords secure.
  • xFUND may contact you regarding your account or the Service.

You expressly agree that, as part of the Service, you may, from time to time, receive communications from xFUND via electronic means.

  • Any interest shall only be payable on funds that have remained in your xFUND Wallet for a period of not less than two weeks before 15th or last day of the month and which interest shall be at a rate determined periodically by xFUND.
  • You acknowledge and agree that Xpino Systems Solutions shall have the right to amend the interest rate applicable to the xFUND and you hereby indemnify and waive any/all claims of any nature against Xpino Systems Solutions for interest on your xFUND account.
  • The Service is provided without any warranties or guarantees.

THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. XPINO SYSTEMS SOLUTIONS. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE, OR WITH ANY OF THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SERVICE AND YOUR FUND WILL BE REFUNDED AT THE NEXT PAYMENT DATE BASED ON THE TERMS OF SERVICE.

  • You agree to arbitrate any disputes.

This Agreement is subject to, and shall be governed by, and construed in accordance with the laws of Nigeria, without reference to the principles of conflict of laws thereof. Any matters arising concerning the interpretation, validity or implementation of this Agreement not solved by mutual agreement between the Parties shall be submitted to arbitration in the English language before a sole arbitrator to take place in Lagos, Nigeria as the seat of the arbitration. The arbitral decision shall be final and binding on the Parties and may be made an order of court. The Parties unconditionally consent and submit to the jurisdiction of the High Court of Lagos, Nigeria for such purpose.

  • Xpino Systems Solutions may modify these Terms.

These Terms and related policies (including but not limited to the Privacy Policy) may be modified by Xpino Systems Solutions without notice at any time in the future. Changes will be posted. By using the Service, you agree to be bound by the latest version of these Terms. It is your responsibility to remain informed of any changes.

Our various business tentacles act as backbone for xFUND. There shall be no hitch when Investors wish to withdraw there funds at the end of the funding cycle.

xFUND reserves the right to turn down any fund that is deemed not needed at any particular point in time.